Three Options and Probable Results
This is the worst option. Nearly 90% of people sued for debt ignore it. Ignoring the lawsuit could cost a person more than the debt.
If you do nothing, a default judgment is entered and the collector can request your bank accounts to be frozen and your money taken out, wage garnishment, or a lien on your property (house and/or car.)
CALL US BEFORE you agree to anything. DO NOT admit you owe the debt, calls are recorded and it can be used against you in court.
Collectors will file a lawsuit then try to scare someone into settling. Sometimes you can negotiate to pay a lower amount though usually not much lower.
Hire us, and we will take care of the rest. Schedule a free consultation today 312-667-3714; we can walk you through the process and answer your questions. We typically file the appearance (the first step) within 24 hours once an agreement has been signed.
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